TERMS AND CONDITIONS: This website https://www.smanalysis.in is owned and operated by S M Analysis. In case you wish to avail any of the services of S M Analysis, please read all the below mentioned Terms and Conditions as these terms and conditions apply to every visitor of this website, users and others who access or use our any of our services. By proceeding to access or use any of our services, you agree to be bound by these Terms and Conditions. If you disagree with any part of the terms and conditions then please do not access any of our services. S M Analysis is in the business of providing information / statistics on ‘Financial Markets / Stock market’. All the information contained in this website is for general information purpose only. It is our endeavor to keep the information up-to-date and relevant but we make no representation or warranty of any kind, express or implied about the completeness or relevance or accuracy or reliability or sustainability or availability with respect to website or information / products / services / any graphics, contained on the website for any purpose. Any reliance placed on such information by you is strictly at your own risk. COPYRIGHTS AND TRADEMARKS: All the copyrights to the intellectual information shared on this website are the sole property of S M Analysis and any infringement or attempts of infringements of the same is not allowed and would be punishable as per Applicable laws. DISCLAIMER FOR WEBSITE AND / OR SOCIAL MEDIA PAGES OF S M ANALYSIS: The information on https://www.smanlysis.in is for the general information of the authorized recipient only. We are not soliciting any action based upon it and not inducing you in any manner whatsoever. This information is not to be construed as an offer to buy or sell any security. It does not constitute advisory or personal recommendation or take into account the particular investment objectives, suitability or financial situations, or needs of individual clients. All users are hereby cautioned that any forward-looking statements are not predictions and based on the certain study which may be subject to change without notice. Please do your own study or consult the advise of independent financial advisor / tax advisor before taking any action on any of the information given on this website. S M Analysis has no financial liability whatsoever to any user on account of the use of information provided on this website. PRIVACY POLICY: Any personal information, which is gathered and stored through this website, shall be governed by these terms and conditions laid out by S M Analysis. The information shall be used for identification and providing our products and services. We confirm that we will not sell or rent the information to anyone. We may use third-party service providers to monitor and analyze the use of our products and / or services. Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our services. This data is shared with other Google services. Google may use the collected data to personalize the ads of its own advertising network. You can opt-out of having made your activity on the service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript from sharing information with Google Analytics about visits activity. S M Analysis reserves the right to change the contents of the privacy policy from time-to- time. USER OBLIGATIONS: You are given a restricted access of this website for the products / services availed by you. Login information given to you is for your personal use only and should not be shared with any other person. Any reproduction or copy or transmission of the information on our website is strictly prohibited. In the event of any unauthorized copying or recording or reproduction or distribution of any information which is property of S M Analysis, S M Analysis would be authorized to initiate any punitive or legal action against the same. In case you post or upload any data / information on our website, you have to ensure that such material is not offensive and is in accordance with applicable laws. You understand that we have the right at all times to disclose any information (including the identity of the persons using our website) as necessary to satisfy any law, regulation or valid governmental request. REFUND POLICY Once the amount is paid for any subscription of our products / services, the same is non refundable under any circumstances. Refund, if any, shall be at the sole discretion of S M Analysis. GOVERNING LAW: These Terms and Conditions shall be governed and construed in accordance with the laws of Mumbai. WAIVER: Our failure to enforce any right or provision of these Terms and Conditions will not be considered a waiver of those rights. SEVERABILITY If any provision of these Terms and Conditions is held to be invalid or unenforceable by a court, the remaining provisions of these Terms and Conditions will remain in effect. These Terms and Conditions constitute the entire understanding between any user and S M Analysis.